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How Does CareCredit Work?

CareCredit is different from a regular credit card.

Use it to pay for out-of-pocket expenses not covered by medical insurance, and special financing options are available that you may not be able to get with other cards.

Pay for health, and wellness care at over 225,000 enrolled providers across the nation. Once you’ve applied, you can use it again and again at any location that accepts CareCredit.

Short-term Healthcare Financing With CareCredit

With shorter term financing options of 6, 12, 18 or 24 months no interest is charged on purchases of $200 or more when you make the minimum monthly payments and pay the full amount due by the end of the promotional period. If you do not, interest is charged from the original purchase date.*

* Subject to credit approval, details and terms.

Long-term Healthcare Financing With CareCredit

CareCredit also extends longer-term healthcare financing for 24, 36, 48, or 60-month periods with Reduced APR and Fixed Monthly Payments Required Until Paid in Full. Purchases of $1,000 or more may be eligible for a 24 months offer with a 14.90% APR, a 36 months offer with a 15.90% APR or a 48 months offer with a 16.90% APR. Purchases of $2,500 or more may be eligible for a 60 months offer with a 17.90% APR.**

** Subject to credit approval, details and terms.

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Choosing A Promotion Through CareCredit

Ask Dr. Mary Lynn Moran to find out which promotion is right for you. You do not need to select a promotion before you apply. For complete details, see the CareCredit account agreement within your application.

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